August 2016 Net Worth

So, coming into August we still have $5,500 we need to save in order to hit our $92,000 housing fund goal. That’s a saving of $1,375 for the next 4 months which is going to be pretty steep!  I just paid $1,400 towards our annual car insurance bill out of the car fund at the beginning of this month leaving another $275 due plus we have our annual car tax which is about $350. Next month is our daughters birthday and we are taking her to Disneyland Paris which is already paid for except the train ticket from our local city into London and of course food and whatever else we buy at the theme park. Hopefully we can stay around $500 for the rest of that vacation. Good news is we almost have a net worth of $180,000! 🙂

 

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Net Worth April 2016

This month is looking a little better than the last few but we still have a ways to go before our investments are in the green. Our house fund goal is to have $92,000 before the end of this year. We need to save roughly $960 a month for the next 9 months which I believe is achievable but it will be a challenge with our vacations coming up. I find that being so into the month to month numbers makes things a bit stressful. Life and finances really is a balancing act and I’m always trying to find equilibrium.

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Net Worth March 2016

The stock market is still a bit rough only gained $3,540.11 in our net worth although we saved $8k :-/

We decided to purchase Florida prepaid for our 3 year old daughter in February. The 2 year community college plan was about $6k cheaper than purchasing the first 2 years at a University, so no brainier we went with that option. We are planning to buy the next 2 years one at a time. Each year runs about $7,217 for her. I am hoping we will be able to pay for her 1st year at a University by the time she is 7 yrs old. Our son has $3,511 saved and he is 1 yrs old so hoping by the time he is 3 we can also buy his first 2 years of colleges.

Below is a snap shot of our income and expenses for January and February. We spent almost $5k on vacations that we will be taking in June and September. In June we are going on a Mediterranean cruise leaving out of Barcelona, Spain and in September we are taking our daughter to Disney Paris for her 4th birthday 🙂 Super excited about both trips!

Note: Income/expenses is from January/February

financialHere is a quick snapshot of our March 1st, 2016 Net Worth

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2015 in Review

Wow, 2015 went by really fast. We traveled around Southern England, France, Belgium, Germany, and Austria this year. Even with all the traveling, living off one income, and the arrival of our baby boy we still managed to save  $ 26,028.15!!

Take home pay $71,201.47

Rent (estimated) $23,850  We get an allowance for our rent and it’s use or loose. The amount is estimated because it’s in a different currency which varys daily.

Take home pay (minus) rent= $47,351.47 we saved 55% of our take home pay after rent 🙂

We saved 36.5% of our total take home pay!

 

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